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PS19/14: Loan-based ('peer-to-peer') and investment-based crowdfunding platforms: Feedback to CP18/20 and final rules

Published
Read the official text on the FCA website(opens in a new tab)
AI-generated Summary

Final rules, after CP18/20, for loan-based (peer-to-peer) and investment-based crowdfunding platforms, including governance, systems and controls requirements, wind-down plans and marketing restrictions.

Written from the Regulation Tomorrow post (Norton Rose Fulbright) that links this paper, not from the paper itself.

Details

ReferencePS19/14
IssuerFCA
Published4 Jun 2019. Source: FCA, "PS19/14: Loan-based (peer-to-peer) and investment-based crowdfunding platforms: Feedback to CP18/20 and final rules": "Policy Statement 04/06/2019" (read 19 Oct 2026)

FCA Handbook

Handbook provisions the Handbook lists against this paper (only those linked to MiFID II or MiFIR material are shown).

  • SYSC 6.2.1R
    SYSC Senior Management Arrangements, Systems and Controls · in force from 23 Oct 2025
  • SYSC 7.1.3R · Risk assessment
    SYSC Senior Management Arrangements, Systems and Controls · in force from 23 Oct 2025
  • SYSC 7.1.5R · Risk management
    SYSC Senior Management Arrangements, Systems and Controls · in force from 23 Oct 2025
  • SYSC 7.1.6R · Risk management
    SYSC Senior Management Arrangements, Systems and Controls · in force from 23 Oct 2025
  • SYSC 7.1.7R · Risk assessment
    SYSC Senior Management Arrangements, Systems and Controls · in force from 23 Oct 2025
  • SYSC Sch 1.2G
    SYSC Senior Management Arrangements, Systems and Controls · in force from 9 Dec 2025
  • COBS 10.1.2R
    COBS Conduct of Business Sourcebook · in force from 6 Apr 2026

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